Cd Rates 2024 December 1. The best cds currently range from 5.05% to 5.75% — with some promo rates as high as 7.50% — which is higher than average compared with the last. We also look at certificates of deposit with slightly shorter and longer terms than each category we’ve named to determine the overall best cd rate within a range.
A history of top cd rates: Here’s what we learned from the fed today.